About What's This Charge
Our Story
We've all been there – staring at a credit card statement filled with cryptic merchant IDs and company names that bear no resemblance to where we actually shopped. What was "SEMS* MOS476" again? Who is "SQ *JASONSHOP"?
Our founder experienced this frustration firsthand when repeatedly encountering unrecognizable merchant IDs on statements.
Usually, a quick search would provide the answer, but close to half the time, he found he had to spend a few minutes digging in search results to create a good guess.
After countless hours of detective work trying to match mysterious charges to actual purchases, the solution became clear: create the comprehensive merchant ID directory that should have existed all along.
Born from necessity, built for everyone. What started as a personal tool to solve a common problem has grown into a community resource that helps thousands of people understand their credit card statements every month.
Our Mission
We believe financial transparency shouldn't require a detective's skills. Our mission is simple: to create the most comprehensive, user-friendly directory of credit card merchant IDs available anywhere on the web.
Every day, millions of people receive credit card statements filled with confusing merchant codes. We're here to bridge that gap between the cryptic codes and the actual businesses you know and love, making financial literacy more accessible for everyone.
What We Offer
Instant Search
Quickly search our extensive database of merchant IDs to identify unknown charges on your statements.
Comprehensive Database
Our growing collection includes merchant IDs from major retailers, restaurants, online services, and more.
Community-Driven
Help us expand the database by contributing merchant IDs you've identified, making it better for everyone.
Always Free
Financial transparency should be accessible to all. Our core service will always remain free to use.
Meet the Creator
Hi, I'm Brooks Conkle, the entrepreneur behind this database. I've been running businesses for over 15 years, and am a big believer in building income streams. One of those is using credit cards strategically to earn rewards. So when I realized there wasn't a good online resource to look up credit card merchants, I had to build it.
We're just getting started! Our roadmap includes expanding our database coverage and adding more features.
Have a suggestion or found a merchant ID we're missing? We'd love to hear from you. Together, we can make credit card charges easier to find for everyone.