Terms of Service

Agreement to Terms

These Terms of Service constitute a legally binding agreement between you and What's This Charge. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these terms, please do not use our service.

Description of Service

What's This Charge provides a free online directory service that helps users identify credit card merchant IDs and match them to actual businesses. Our service includes:

• Search functionality for merchant IDs
• Community-driven database of merchant information
• Voting system for data accuracy
• User contributions for expanding the database

User Responsibilities

When using our service, you agree to:

• Provide accurate information when contributing to the database
• Vote honestly on merchant matches
• Not attempt to manipulate or spam the voting system
• Not use the service for any illegal or unauthorized purpose
• Respect the intellectual property rights of others

Accuracy of Information

While we strive to maintain accurate information, What's This Charge is a community-driven platform. We do not guarantee the accuracy, completeness, or reliability of any information on our website. Users should verify important information independently.

Intellectual Property

The What's This Charge website, including its design, functionality, and content (excluding user contributions), is owned by us and protected by copyright and other intellectual property laws. User contributions are licensed to us under a non-exclusive, royalty-free, worldwide license to use, modify, and display.

Privacy

Your use of our service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices.

Disclaimers and Limitations

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL WHAT'S THIS CHARGE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SERVICE.

Indemnification

You agree to indemnify and hold harmless What's This Charge and its affiliates from any claims, damages, or expenses arising from your use of the service or violation of these Terms.

Modifications

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date.

Termination

We may terminate or suspend your access to our service immediately, without prior notice, for any reason, including breach of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms, please contact us at:

Email: me (at) brooksconkle (dot) com
Address: What's This Charge
853 Dauphin St. Suite C
Mobile, AL 36602